With Litigation becoming increasingly widespread throughout business, it is important to know your risks and ensure you safeguard your financial position against potential claims arising from employees, clients and other third parties.

It is essential that these risks be identified and minimised as far as possible. This should be tailored with an appropriate (re)insurance programme designed to defend against such actions and safeguard the Company’s financial position.

The UIB Liability team provides depth of knowledge and experience to structure and implement the most appropriate bespoke insurance and facultative reinsurance programmes to its clients.


The Iiability division works closely with our clients to review their business type, define their risk profile and assess their claims history to fully understand their key insurance objectives and requirements and ensure we deliver tailored policy coverages in line with their strategic challenges.

We are committed to meet every aspect of our client’s insurance needs with clarity and transparency throughout all stages, including negotiations, placement, claims, and policy wording.

The Iiability team draw upon its technical broking expertise to work closely with brokers and clients and is fully committed to our clients’ success through sustained long-term growth and mutually beneficial relationships.
UIB, as an independent reinsurance broker, is uniquely positioned to provide impartial guidance and to address challenges across a wide range of liability risks. The Iiability team’s sole objective is to devise flexible solutions with adequate levels of cover to minimise the risk of exposure to large losses.
The Iiability division is nimble, which enable us to offer our clients tailor-made solutions aligned to their needs, structure and strategic objectives. Our clients benefit from an easy access to our highly responsive experts and their wealth of knowledge to quickly answer their most challenging requirements.

A deep commitment to service and technical advice combined with custom design and placement solutions allows us to ensure our clients’ interests are always met with the utmost priority while benefiting from access to key insurance markets across the world through our network of international offices.

Unique risks require very precise policy wording. The Iiability team consists of experts in their field with a wealth of experience in dealing with a wide variety of specific risks where various factors need to be carefully considered. Whether the policy is intended to safeguard against loss of income, to protect future income, to indemnify a beneficiary or to achieve financial stability, we will source the most appropriate, reasonable and comprehensive cover.


We are a reputable leading Lloyd’s broker offering a range of specialist products in the Casualty market and our aim is to understand our clients’ business strategies and work with them to support and achieve their goals.

The UIB Iiability team aim to differentiate ourselves through knowledge, market relationships and a strong desire to exceed expectations.

We provide advice on all aspects of non-marine Iiability business on a worldwide scale and are renowned for our dedication to service with our success based on developing lasting business partner associations.

The team of seasoned professionals brings the right blend of experience to both fully identify the issues facing our clients and we are organised to ensure a maximum focus and level of expertise is available to meet our clients’ requirements.

We can arrange cover for the following classes of business:

This cover protects you if third parties suffer personal injury or property damage due to your business or products.

Employers’ Liability

This legal requirement protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you.

Directors’ and Officers’ Liability

This covers the cost of compensation claims made against your business’s directors and key managers (officers) for alleged wrongful acts.

Product Recall and Guarantee Insurance

This can protect your business from the costs incurred when recalling defective products, as well as the costs of replacing, recovering, repairing and altering products that are defective due to faulty design, manufacture or installation.

Pollution Liability

Contractors’ Pollution Liability (CPL) is obtained on a claims made or occurrence basis that provides third party coverage for bodily injury, property damage, defence and clean up, as a result of pollution conditions arising from contracting operations performed by your business.

Accident and Health

These are benefits provided to employees for sickness, accidental injury, or accidental death. These include payments of hospital and medical expenses and are applicable to individuals and groups including Ships or Yacht Crew Welfare and Aviation Pilot/ Crew PA/Loss of license.

This is an insurance cover that protects you against environmental damage or pollution that may occur as an event of the insured’s activities.

Event Cancellation Insurance

This will cover any expenses or lost revenue that you might stand to lose if the event you are holding or attending is cancelled, abandoned or postponed for unforeseeable reasons beyond your control.

Professional Indemnity / Errors and Omissions

This cover protects you for negligence or a fault you may have made within your business activities.

Medical Malpractice Insurance

This is a cross of public liability insurance and professional indemnity insurance which responds to claims arising from both bodily injury and mental and psychological damage.

Cyber Liability

This cover is designed to protect your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems.


Our client base reflects the global scale and scope of the Iiability industry. The Iiability team provides covers in the following areas:

Energy companies from exploration and extraction to the refined product



Heavy industry


Property owners

Banking & Financial Services


Manufacturers of all major products including pharmaceuticals

Major construction projects







Utilities (Electricity, Water and Gas providers)

Petrochemical refining

Food and beverage




Information Technology & ITES



To learn how our Liability Insurance team’s expertise can benefit you, or for further information please contact us:

UIB Insurance Brokers (India) Private Limited
IRDA Licence Number : 410 (Composite Broker)
License Valid till : 29th March 2026.
CIN No : U66030MH2009PTC195794

© 2022 UIB Insurance Brokers (India) Private Limited.