Group Insurance is a type of insurance plan that covers for a group of people who work under the same organization. As an employer, it is important to make your workforce feel important, appreciated & safe, One way to do this is to get a group insurance policy. This is often offered as a valuable benefit for employees along with their family members as the premium for the same is borne by the employer. Group insurance plans are designed to be more cost-effective for businesses. Employee premiums are typically less expensive than those for an individual health plan. Group health insurance proves to be beneficial for both, employers as well as employees. With group health insurance, employers gain better benefits at a low cost, tax benefits, employee retention, and motivated employees.


  • Due-diligence of existing benefits program
  • Analyze existing benefits vis-a-vis program
  • Benchmarking analysis
  • Integration of existing plans (benefits and/Or renewals) to bring bargaining power
  • Determine employee contribution scenarios
  • Renewal marketing and inner selection
  • Develop renewal barley infinite and insurer evaluation and selection criteria
  • Effectively negotiate service/product terms, conditions, and outlay
  • Undertake analysis of vendor proposals and make recommendations
  • Benefits plan design
  • Benefits harmonisation
  • Gap analysis
  • Ongoing support and administration
  • UIB account manager + TPA helpdesk
  • Periodic data reconciliation
  • Quarterly review meetings with Insurer & TPA
  • Analytics
  • Resolving escalated claim issues
  • Query resolutions
  • Assistance for emergency hospitalization
  • Help desk IT support
  • Wellness services & support
  • Benpulse survey
  • Annual H&B survey
  • Employee engagement survey
  • Client service feedback survey
  • Vendor survey

A detailed comparative overview of the client against their peer group

We maintain an extensive library of benefits data off different companies in various industries

  • Benefits benchmarking
  • Claims benchmarking

MIS is provided every month and contains complete analysis of claims dot the particular month under various parameter(age wise, amount wise, relation wise etc)

Claim utilization review is done quarterly backed by the help desk report maintained by the implants on a daily basis. This is a detailed analysis of the claims v/s premium.

  • Quarterly utilization review
  • TAT analysis
  • Claims Trends analysis

Corporate that insure the health plans for employees are experiencing cost increases in the double digits. This is of huge significant to any business, and represents a large portion of its operating costs overall.


Workmen Compensation
Group Mediclaim
Group Personal Accident
Group Term Life
Group Business Travel
Group Superannuation
Group Gratuity


Aviation and Aerospace

Energy & Power

Financial Institutions



Real Estate


Communication, Media & Technology

Oil & Gas


Manufacturing & Automotive


Retail & Wholesale





Life Sciences

Public Sector

Sports, Entertainment & Events


To learn how our Group Insurance team’s expertise can benefit you, or for further information please contact us:

UIB Insurance Brokers (India) Private Limited
IRDA Licence Number : 410 (Composite Broker)
License Valid till : 29th March 2026.
CIN No : U66030MH2009PTC195794

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